Bee In Eden Show 01: Who Creates Money?

Launching August 30, 2016 is a recurring radio show to expand on topics covered in this blog. Our show slogan is: “Anticipating our future by remembering our past.” Many thanks to Storytellers Campfire Radio at for hosting the Bee in Eden radio show.

This episode can be heard via this YouTube link. Please subscribe to the channel to be notified of future shows:

Or you can play or download the MP3 audio file here. Below is the planned transcript of Episode 01 along with the referenced links and pictures to be aired during the final week of August 2016. Today’s topic is:

Who Creates Money?

Segment One (4 minutes)

Hello and welcome to the maiden flight of a Bee in Eden. My name literally is the Bee, or, rather, the popular girl’s name that derives from that busy buzzer, Debbie. As you might have guessed from my show name of SedonaDeb, I am speaking to you from a beautiful typical Southwestern mesa spot just outside of Sedona, that popular red rock destination smack in the middle of Arizona, USA.

This is our first show together so let’s get to know each other.

Here is what drives me to do the research that produces this show. A great truth hit me a couple of years ago. That great truth was:

If humans are so smart, why are we the only species on earth that needs money to live?

Obviously, that’s a rhetorical question. And it implies that humans are NOT so smart. The fact that we have allowed this system of debt and credit to hum in the background of our lives was enough proof to me that humans are not some kind of evolved species. This crazy system of debt slavery indicated to me that humans are running down a path of DEvolution, not Evolution.

For context, that thought struck me as I began writing blogs about research I had been doing on the subject of the history of banking and finance. You see, my family suffered miserably during the last collapse we endured in the USA only 8 years ago. In the year 2009, my parents lost their homes to foreclosure and I saw my own real estate investment dwindle in value from its initial purchase price of $120,000 down to about $40,000. My parents were wiped out and I’m sure it was no coincidence that both of them fell under the scourge of cancer at about the same time. The stress in their lives surely invaded their health. As it happened, both of them did eventually fall into the Big Sleep, as I like to call it.


That time in my life was the worst nightmare that I have ever lived through. But there was one good thing that came out of it: the tragedy forced me to stop in my tracks and ask, How did this all happen? What is it that causes banks to keep falling through this cycle of repeated Booms and Busts?

You see, in my early adult years, I had worked for Bank of America for 10 years. I even worked there during the great Savings & Loan debacle of the 1980’s. So I had seen this happen in the banking system before. But even while working for BofA, I never stopped to ask myself “Who creates money?”

And I would like YOU to ask yourself that question. If your child came up and asked you that question, how would you answer? Some might say, “The government creates money.” Ahh, but if that were true, then why does the government BORROW money? Somebody ELSE must be creating the money. Think about that question as we pause for our first commercial break.

Segment Two (11 minutes)

As I mentioned before the break, I finally began asking myself that question, Who creates money? after the last economic collapse we all endured in the year 2008.

I began to research one book after another. I finally settled on some new books coming out by a professor who currently lives in South Dakota, Joseph P. Farrell. One of his books, entitled Babylon’s Banksters, finally began dissolving the scales from my eyes.

But  never in my life did I imagine that things like bookkeeping and banking actually originated in the ancient religious temples way back at the dawn of history. Arrggh, and here I had worked for 10 years in a major bank!

And that is a key point. It is a point that even the folks in our audience who consider themselves secular or atheist cannot avoid: the history of Credit and the history of Religion are so intertwined with each other that you cannot separate one from the other.

In fact, hang with me to the very end of today’s episode because I want to give you something to chew on as we approach the upcoming 15-year anniversary of the 9/11 attacks. The author that I mentioned a minute ago, Dr. Joseph Farrell, recently published a whole book about that event and its connection to ancient religion and a modern network of people who have access to trillions of dollars. But I’ll dangle that here as your dessert for today’s show.

To answer the question, Where did Money and Credit come from? we need to take a look at developments that followed the dawn of Man.

The time period where things began to go horribly wrong, debt-wise, was shortly after the flood of Noah’s day, around the time of the rise of Nimrod, the tower of Babel incident and the building of the string of cities that occupied the ancient territory of what today is mostly Iraq.

One of the cities that sprang up soon after Nimrod’s time was the city of Ur. We are talking about the period of time about 3000 years before Christ. Ur is famous for being the home of the Biblical Abraham.


I have a map here to show you where Ur was located. It sat south of the modern city of Baghdad, Iraq and just north of the Persian Gulf. In fact, in the days of the patriarch Abraham, the Persian Gulf extended much further into the desert than it does today. The city of Ur had a seaport right on the Persian Gulf. Therefore Ur became a very important city of trade with places as far away as India, Egypt, and even Spain.


How Ur Might Have Looked. Bordered by the Tigris and Euphrates Rivers with a wide port open to the mouth of the Persian Gulf. (source page here.)

The pictures below depict a bustling, prosperous town. Notice the man at the left edge of the graphic holding something in his hand … it almost looks like an iPad! Well it was a kind of tablet … it was the literal clay tablet upon which the merchants and scribes would keep their bookkeeping records.


Likely that is exactly what is being done here. The bearded man is making a count on his tablet, while an exchange of grain, goats, and something in a wooden cart is taking place with the help of the shaven servants. Note also that the huge, central temple of the city looms in the distance.

Let’s stop for a moment and think about how the daily activity of trade took place. Once people began organizing themselves into cities headed by a king and his army, people applied for grants of “royal estate,” or “real estate,” to obtain a place to live and set up a farm. The people paid taxes or brought in their surplus to the center of town in exchange for the military protection that the king gave them.

The temple was a solid edifice, very secure, a perfect place to store surpluses — or, treasuries.

So you can see how the area around the temple became the economic hub of the community. It made sense to set up your marketplace right there. And it doesn’t take a rocket scientist to figure out that people would have come up with a simple exchange system to trade their various goods. Obviously, it’s not very convenient to drag around bags of grain all over the place every time you need to obtain a new cookpot.

People, or more likely, the Priesthood, decided to use pieces of gold and silver as a “swap” system. And we do know that the people of Ur used barley as the product that would express the “value” of their silver. That is, an ounce of silver or gold would have been set to be equal in value to X number of bags of barley… in much the same way that an ounce of gold today equals X number of dollars.

It made sense to use gold and silver this way because of their durability. They didn’t get consumed by fire and they didn’t dry up as liquids do. And even if they got eaten by your goat, you could still dig out your gold piece once your goat finished digesting his meal!

Now while Ur was incredibly self-sufficient and full of wonderful foods and crafts, Ur was a bit short of her own gold and silver mines. In fact, with the advance of trade and rise of kingly armies, the need for gold, silver, and iron ore quickly outgrew whatever natural mine resources existed in their territory.


Elaborate golden headpiece found in Ur’s royal tombs.

So it became obvious to the managers of this society that they would need to import supplies of gold and silver bullion from whomever had it. And believe it or not, even at this time in history, ALL gold and silver mines were owned by tightly controlled private family business networks. We will talk about that more in future shows. For now, let me just say that again: the flow of gold and silver from the mines was tightly controlled by elite networks of families.

However, those gold mine networks certainly collaborated with the temple and the agents of the temple. In fact, there was quite a network of constant communication between the temples, the economic hubs, and the administrators of the gold mines.


Artist’s conception of Ur’s seaport. Imagine the Agents of the Temple embarking on their missions from here.

For proof of that, I’d like to read you this passage from the book The Babylonian Woe (PDF version available here for free), pages 4 and 6 in the printed book. “Temple servants were sent on distant missions… with letters of credit …. The Traveling Merchant gave credit.”

And there you go, the invention of credit being passed from one temple to another via nothing more than communication on a clay tablet. There is much implied in that statement. First, temples in distant lands were colluding with one another and must have maintained high levels of trust amongst each other. Second, this letter of credit gave much power to the holder, even though the letter itself was nothing more than clay. But the financial power that BACKED that letter spoke volumes.

I’ll let you chew on that for a couple of minutes while we take our next break. Then we will talk about how these “agents” of the temple became a class of powerful people unto themselves as money-magicians who could wield Credit like a magic wand.

Segment Three (9 min)

Welcome back to the show. Right before the break, I quoted from the book The Babylonian Woe which clearly defines the origins of modern credit concepts as having emanated from the central temples of Babylonia.

Interestingly, the very last book of the Bible describes the future fall of a symbolic Babylon, a religious empire. Chapter 18 of Revelation makes many references to the “traveling merchants” who weep at her destruction. If you have a Greek Interlinear version of the Bible, you can see clearly that the phrase used is “traveling merchant,” not just “merchant.”

That book, Babylonian Woe, comments that the “traveling merchant” came to represent a particular class of merchant. Not just your average storekeeper, but specifically a person who worked as an agent of the temple, granting the use of credit internationally to acquire the goods and services needed by the Temples.


The Babylonian Woe by David Astle, 1975. Out of print but PDF file is here.

Page 11 of that book mentions that this class of money-lender was so unique that they came to be identified by a specific word in the ancient language as if they were a race of people unto themselves … the APIRU.

The author has no kind words for these people. He refers to them as a mysterious gang of thugs who seemed to have no allegiance to any particular city, and yet seemed to be found in all cities. He describes them as a lawless people who regarded this power of credit as a godlike means by which they could get anything they wanted. No longer would people need to rely on any god of any temple for their Creator’s providence. These money magicians regarded themselves as a new god. And they followed religious formulas as a type of “religion behind the religion.” We will talk about that in future shows too.

Even though they despised the common people’s view of the temple, they were not beneath operating in the shadow of the temple. In fact, their association with the temple is what gave these people legitimacy in the eyes of the common people.

In a future show we’ll talk about how they used credit falsely and deceptively … activities like Fractional Reserve Lending.

We are coming to the end of our visit today and I promised to relate something about 9/11.

Earlier this year, Dr. Farrell published a book entitled “Hidden Finance, Rogue Networks and Secret Sorcery” with Sub-Title of “The Fascist International, 9/11, and Penetrated Operations.” I wrote a book review of this book.


Dr. Farrell uncovered proof that intelligence experts from foreign governments had intel in the Summer of 2001 that indicated an attack was being planned. One of these experts was a lady named Dr. Tatyana Koryagina. And here I will quote from my book review. The full review will be linked to my blog page at a future date; it is currently pending publication with a third party.


Dr. Tatyana Koryagina


“Dr. Tatyana Koryagina … made a statement to the Duma on June 29, 2001. She spoke as a Russian expert in shadow economy and shadow politics. She expected an attack to hit the USA on August 19, 2001.

She had proof that “the [9/11] operation was not the work of 19 terrorists but of a larger group seeking to reshape the world.” She further claimed that “this group of extremely powerful private persons, with total assets of about $300 trillion, intends to legalize its power and become the new world government.

In an interview she gave to Pravda only two weeks later, Dr. Koryagina expanded on her statements and pointed to the religious motivation of these private persons who had assets of $300 Trillion. She said:

“There are international, “super-state” and “super-government” groups. In accordance with tradition, the mystical and religious components play extremely important roles in human history. One must take into account the shadow economy, shadow politics and the religious component.”

This astounded me. Dr. Koryagina warned the Russian government that there was an international, super-state of people — not unlike the APIRU that I just mentioned — who held assets of $300,000,000,000,000 and who are bent on becoming the new world government, playing out this role according to some kind of mystical and religious tradition to which they give allegiance.

You see, folks, we all know there are earth-shaking events touching our lives. These events are being steered by a class of people who have the authority to create money and credit. These people are pulling the levers of power all around the world and they do so under the shadow of mystical religious traditions.

In future shows, please buzz along with this Bee as we intend to uncover the many petals of this ugly flower. In our next visit, you will see how this network began taking shape at an international level during the days of the Persian Empire.

But for now this is the Bee in Eden signing off to return to the hive until our next venture outdoors.

My contact information with link to my blogs at by pseudonym “Bankster Slayer” along with my Karatbars portal are found at the billboard page of


About sedonadeb

In case you're wondering, yes, there is a reason for what's going on. I am the host of the Bee in Eden radio show and one of the team writers at We discuss the inextricable links between modern credit and money with ancient religious systems.
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